Nobody leaves their house in the morning hoping that they’ll be able to get in an accident at some point. However, accidents happen, and it is in your best interest to know how to handle it if and when one happens to you. Here are some basic steps that auto insurance companies in CT want you to know in case you need to file a claim.
Exchange Information with the Other Driver
The most essential step following an accident is to exchange insurance information with the other driver. Make sure you have your policy number and the phone number for your insurance company, and get this information from the other driver as well. You will also want to exchange names, addresses, and phone numbers.
File a Police or Accident Report
The next thing you need to do is file an accident report and notify law enforcement. Because the rules regarding how police and accident reports are filed vary so greatly from state to state, make sure you talk to the auto insurance companies in CT that hold your policy about the rules in your location.
Contact Your Insurance Company
With all of the accident information and the police or accident report if required, you are ready to call and let your insurance company know. You will likely need further documentation and at this point your auto insurance companies in CT can let you know what your next steps are.