A Quick Guide to Business Auto Insurance

business insurance in Sussex County, New Jersey

If your business uses any type of vehicle, you must protect it with business insurance in Sussex County, New Jersey, that protects your automobiles. It’s not only the law, but also a sound business decision to protect you, your company and your employees.

Types of Vehicles to Insure

You must insure any vehicle that you own or lease and use for business purposes. Typically, this will be cars, pickups and SUVs. Keep in mind that box trucks, catering trucks, utility vans, flatbeds, limousines and other automobiles may require more coverage.

Types of Coverage

Business insurance in Sussex County, New Jersey, for your automobiles covers the same situations that personal auto insurance does, but often at higher limits. However, you can add on to your policy to protect employees and equipment as well as protect your assets if you are ever sued.

Amount of Coverage

The amount of coverage you need will depend on what you use your vehicle for and how often you use it. Typically, it should include personal injury protection, protection from uninsured or underinsured motorists, personal effects insurance and emergency roadside coverage in case you ever need towing or locksmith services.

A good auto insurance policy is vital if you use a car for your company. Always use a licensed agency for business insurance in Sussex County, New Jersey.