Owners Have a Legal Responsibility for Their Pet’s Actions

dog bite insurance settlements

Being a responsible owner means training your dog so that he or she doesn’t bite people. Having dog bite insurance is one of those responsibilities. Even a well-trained dog could unexpectedly attack. Having a policy in place greatly reduces your exposure in dog bite insurance settlements. Without coverage, you could be on the hook for a huge settlement.

There are several ways to prevent biting, such as leashing a dog, even when the animal is at home in the yard. This will reduce chances that biting someone will occur. When allowing your pet to run in the yard, keep it in a fenced-in enclosure. Train your animal by teaching it the basic commands: “sit,” “down,” “stay,” “heel,” and “come.” There are many programs available that can help you to achieve your goals.

Other helpful tips and suggestions

Protect the dog against rabies by vaccinating as required by law. It is wise to keep a copy of the rabies certificate available as well. Give the dog a good foundation on which to build. Dogs not properly socialized may feel uneasy when approached by strangers. These usually loving dogs may bite out of fear. Also, train the dog to drop its toys on command so that reaching into its mouth to retrieve the toy isn’t necessary.

Be cautious when introducing your dog to new situations. Be ready to respond to any signs that the animal is starting to feel uncomfortable and remove it from these types of situations. For example, anywhere it may feel threatened or become teased. Also, small children should never be left unsupervised with your pets.

Have others respect your dog’s space by keeping their hands away from your fence. Most dogs consider their yard as personal property and may growl or bite to protect it. The same goes for a dog that is eating or drinking. Dogs sometimes react to direct eye contact, feeling challenged for power and control.

It’s very important to tell small children not to stare, nor should they run away from the dog and instruct them not to yell or make loud noises. Crossing arms and keeping them near the chest makes them less vulnerable. Preventing dog bites is primarily the responsibility of the dog’s owner. It can also reduce the odds of having to pay dog bite insurance settlements.