You may own a marina on the hurricane-ridden Florida coast or on one of tornado alley’s crowded recreational lakes. Perhaps you also operate a boat manufacturing facility nearby. Whether you’re a marina owner or a boat manufacturer, recreational marine insurance programs can give you peace of mind by offering protection against misfortunes at every level.
Liability, property, and employee coverage can be tailored to fit your specific needs based on the size and scope of your business. Beyond general protection, for example, liability coverage can protect against pollution, operator errors, and repair mishaps while property coverage can safeguard your physical assets such as boats, lifts, and docks. Employee coverage, of course, provides workers’ compensation protection. Recreational marine insurance programs provide these flexible options to offer clients the best coverage for their unique settings.
Next time a hurricane threatens your coastline and you’ve taken all necessary precautions to protect the watercraft in your marina, you can trust recreational marine insurance programs to stand with you when the storm has passed. If a fire breaks out in your boat manufacturing facility due to an employee error, you can rest easy knowing marine insurance has you covered. Not only you will rest easier; your clients will also.