Lowering Claims Costs in the Healthcare Industry

Nursing home insurance coverage

One frequent complaint among healthcare workers is stress that can lead to injuries.
Nursing home employers struggle with attempts to reduce the number and severity of work-related musculoskeletal disorders (MSDs) in their facilities. MSDs, quite common among healthcare providers, are the result of repetitive behaviors doing routine work during a normal workweek. A large portion of their jobs often includes a lot of heavy lifting.

Nursing home insurance coverage for workers, specifically a workers comp policy, will come to the aid of workers injured while performing the duties of their jobs. Lower back pain, sciatica, rotator cuff injuries, epicondylitis, and carpal tunnel syndrome are common ailments in this industry. Instituting a program of physical fitness, including stretching and exercises prior to the start of the workday, could potentially reduce the number of work-related injuries among staff.

Proper fitness techniques can reduce injuries

Safety and fitness will not only provide help to the nursing home industry but can result in happier and more alert staff. This can benefit employers with similar work environments, including assisted living centers, homes for the disabled, and hospitals. Bigger facilities would greatly benefit by having a comprehensive program in place. Many nursing homes that have implemented injury prevention efforts focusing on resident lifting and repositioning methods have achieved considerable success in reducing work-related injuries.

Providing a safer and more comfortable work environment will result in additional benefits for some facilities, including reduced staff turnover as well as training and administrative costs, reduced absenteeism, increased productivity, improved employee morale, and increased resident comfort. It can also reduce any associated nursing home insurance coverage workers’ compensation costs.

Insurers in the nursing home insurance coverage market, by providing their recommendations for employers to implore workers to take part in physical fitness programs in an attempt to help reduce the number and severity of work-related musculoskeletal disorders, are often successful in improving the nursing home environment.

While there is still much to be learned about the relationship between workplace activities and the development of MSDs, OSHA believes that the experiences of many nursing homes provide a basis for partaking in positive actions to benefit and protect workers. As information and technology improve, we can hope to get a better understanding of how many of these injuries develop and provide better guidelines and safety procedures for the prevention of MSDs.