If you work in the field of medicine, particularly as an allied healthcare professional, you provide medical services for a diverse number of people within your community. Such dedication has its privileges, but also comes with many exposures and risks that could wind up costing you your career. Without adequate hpso insurance, a specialty brand of coverage specific to this sector of the medical profession, you are not being properly protected.
This is true whether you’re a counselor, nurse or nurse practitioner, occupational therapist, pharmacist, physical therapist, physician assistant, social worker, and even students. Physicians aren’t the only ones sued for malpractice. You need liability insurance while on the job, off the job, and sometimes even between jobs. 60,000 dollars are the average cost of a lawsuit against an occupational therapist. Imagine having to pay that sum, out-of-pocket, due to having no insurance.
Have a solid risk management plan
Patients, after surgery, may come away from their care providers feeling that they suffered from improper treatment or a lack of proper care. They may feel that they didn’t get the type of specialized treatment they deserved. The blame may be placed on the attending physician, but they will just as often place the blame on nurses and therapists in attendance.
In our highly litigious society, it’s critical that allied medical providers have a practical and robust hpso insurance package that offers solutions to these types of scenarios. Risk managers must come up with ways to help prevent these situations from occurring, including a thorough follow-up with patients to see if they are satisfied with the level of care that they received. They must do their part to avoid jeopardizing careers through safety training and risk aversion techniques.
The best way for anyone associated with allied healthcare centers can manage the financial costs of litigation is by working to prevent losses from occurring in the first place. It’s vital for you, as an individual, or as part of an organization, to put together a plan that identifies and addresses any potential liabilities. You should also be developing and implementing preventive strategies, educating administrators and staff members, and improving internal communications, all the while eliminating operational deficiencies.